Terms of Service

1. Acceptance of Terms

By accessing and using MortgagesMarbella.com ("the Website"), you agree to be bound by these Terms of Service. If you do not agree to any part of these terms, you should not use our website or services.

2. Description of Services

MortgagesMarbella.com provides information, comparison tools, and advisory services related to mortgages in Spain. Our services include:

• Comparison of mortgage products from various Spanish banks
• Mortgage calculators and financial planning tools
• Informational content about the Spanish mortgage process
• Mortgage brokerage and advisory services
• Referrals to financial institutions and legal professionals

3. Nature of Information

The information provided on this website is for general informational purposes only. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or availability of the information.

Important: The information on this website does not constitute professional financial, legal, or tax advice. Interest rates, terms, and conditions shown are indicative and may vary. You should always verify current terms directly with financial institutions.

4. Brokerage Services

When acting as mortgage brokers:

• We operate independently and are not exclusively tied to any single bank
• We may receive commissions from financial institutions for completed mortgages
• Our recommendations are based on your stated financial situation and needs
• The final lending decision rests solely with the bank
• We do not guarantee approval of any mortgage application

5. User Obligations

By using our services, you agree to:

• Provide truthful, accurate, and complete information
• Not use the website for any illegal or unauthorized purpose
• Not attempt to access restricted areas of the website
• Not transmit viruses or other malicious code
• Not impersonate any other person or entity

6. Data Protection

The processing of your personal data is governed by our Privacy Policy, which forms an integral part of these terms. By using our services, you consent to the processing of your data as described in that policy.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of MortgagesMarbella or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or use this content without prior written permission.

8. Limitation of Liability

To the maximum extent permitted by law:

• We will not be liable for any loss or damage arising from the use of this website
• We do not warrant that the website will be error-free or uninterrupted
• We are not responsible for financial decisions you make based on the information provided
• We do not guarantee the services of third parties to whom we may refer you

9. Indemnification

You agree to indemnify and hold harmless MortgagesMarbella, its directors, employees, and agents from any claims, losses, or damages arising from your breach of these terms or your use of the website.

10. Modifications

We reserve the right to modify these terms at any time. Changes will take effect immediately upon posting on the website. Continued use of the site after any changes constitutes your acceptance of the new terms.

11. Governing Law

These terms are governed by the laws of Spain. Any disputes shall be subject to the exclusive jurisdiction of the courts of Málaga, Spain.

12. Contact

For questions about these Terms of Service, please contact us at:

Email: info@mortgagesmarbella.com