#1 Mortgage Comparison in Marbella

Find Your Perfect Spanish Mortgage

We match international buyers with the ideal Spanish bank for their profile. Our expert advisors analyze your income, nationality, and property type to secure the best possible loan terms—saving you thousands.

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Secure
No Obligation
6 Banks
500+
Clients
2.7%
From
70%
Max LTV

Mortgage Calculator

Monthly Payment
€1,501 /month
Compare Banks

Leading Spanish Banks

Find the best mortgage rates from Spanish banks offering loans to international buyers

Santander
Commercial Bank
Fixed Rate
2.55%
30 Mar 20:00
Variable
2.90%
30 Mar 20:00
Max LTV
70%
Max Term
25 yrs
Foreign Buyers English Service
Apply Now
BBVA
Commercial Bank
Fixed Rate
2.70%
30 Mar 20:00
Variable
2.85%
30 Mar 20:00
Max LTV
70%
Max Term
25 yrs
Foreign Buyers English Service
Apply Now
CaixaBank
Commercial Bank
Fixed Rate
2.85%
30 Mar 20:00
Variable
2.95%
30 Mar 20:00
Max LTV
65%
Max Term
25 yrs
Foreign Buyers English Service
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Sabadell
Commercial Bank
Fixed Rate
2.40%
30 Mar 20:01
Variable
3.11%
30 Mar 20:01
Max LTV
70%
Max Term
25 yrs
Foreign Buyers English Service
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Bankinter
Commercial Bank
Fixed Rate
3.20%
30 Mar 20:01
Variable
3.75%
30 Mar 20:01
Max LTV
70%
Max Term
25 yrs
Foreign Buyers English Service
Apply Now
ING España
Commercial Bank
Fixed Rate
2.80%
30 Mar 20:01
Variable
2.70%
30 Mar 20:01
Max LTV
70%
Max Term
25 yrs
Foreign Buyers English Service
Apply Now
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What You Need

Requirements for Non-Residents

What you need to know before applying for a Spanish mortgage

NIE Number

A Spanish tax identification number is required. We can help you obtain one.

Proof of Income

Bank statements, payslips, or tax returns from the last 2-3 years.

Deposit

Typically 30-40% for non-residents, plus approximately 10-12% for fees.

Property Valuation

The bank will arrange an independent valuation of the property.

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Let's Talk

Get Expert Guidance

Every buyer is unique. Tell us about your situation and we'll identify which banks offer the best terms for your specific profile—employment type, nationality, property location, and financial history all matter.

Email Us
info@mortgagesmarbella.com
Marbella
Costa del Sol, Spain
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