/*
Theme Name: Nordic
Theme URI: https://mortgagesmarbella.com
Author: QY.SE
Description: Modern Scandinavian mortgage comparison theme with dark mode
Version: 1.0.2
License: GNU General Public License v2 or later
Text Domain: nordic
*/

/* ========================================
   CSS Variables - Light Mode (Default)
   ======================================== */
:root {
    /* Primary colors */
    --color-primary: #1E3A5F;
    --color-primary-light: #2D5A8A;
    --color-primary-dark: #152840;
    --color-accent: #D4AF37;
    --color-accent-light: #E5C558;
    --color-accent-dark: #B8962F;
    --color-success: #2E7D32;
    --color-warning: #F57C00;
    --color-error: #C62828;
    
    /* Neutrals - Light Mode */
    --color-bg: #FAFBFC;
    --color-bg-alt: #FFFFFF;
    --color-bg-elevated: #FFFFFF;
    --color-surface: #F5F7FA;
    --color-border: #E2E8F0;
    --color-border-light: #EDF2F7;
    --color-text: #1A202C;
    --color-text-secondary: #4A5568;
    --color-text-muted: #718096;
    --color-text-inverse: #FFFFFF;
    
    /* Typography */
    --font-display: 'Playfair Display', Georgia, serif;
    --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    
    /* Sizing */
    --container-max: 1280px;
    --container-narrow: 800px;
    --header-height: 80px;
    --spacing-xs: 0.25rem;
    --spacing-sm: 0.5rem;
    --spacing-md: 1rem;
    --spacing-lg: 1.5rem;
    --spacing-xl: 2rem;
    --spacing-2xl: 3rem;
    --spacing-3xl: 4rem;
    --spacing-4xl: 6rem;
    
    /* Borders & Shadows */
    --radius-sm: 4px;
    --radius-md: 8px;
    --radius-lg: 12px;
    --radius-xl: 16px;
    --radius-full: 9999px;
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
    --shadow-md: 0 4px 12px rgba(0,0,0,0.08);
    --shadow-lg: 0 12px 24px rgba(0,0,0,0.1);
    --shadow-xl: 0 20px 40px rgba(0,0,0,0.12);
    
    /* Transitions */
    --transition-fast: 150ms ease;
    --transition-base: 250ms ease;
    --transition-slow: 400ms ease;
}

/* ========================================
   Dark Mode
   ======================================== */
[data-theme="dark"] {
    --color-bg: #0F172A;
    --color-bg-alt: #1E293B;
    --color-bg-elevated: #1E293B;
    --color-surface: #1E293B;
    --color-border: #334155;
    --color-border-light: #475569;
    --color-text: #F1F5F9;
    --color-text-secondary: #CBD5E1;
    --color-text-muted: #94A3B8;
    --color-primary: #60A5FA;
    --color-primary-light: #93C5FD;
    --color-accent: #FBBF24;
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.3);
    --shadow-md: 0 4px 12px rgba(0,0,0,0.4);
    --shadow-lg: 0 12px 24px rgba(0,0,0,0.5);
}

/* ========================================
   Reset & Base
   ======================================== */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    font-size: 16px;
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
}

body {
    font-family: var(--font-body);
    font-size: 1rem;
    line-height: 1.6;
    color: var(--color-text);
    background-color: var(--color-bg);
    transition: background-color var(--transition-base), color var(--transition-base);
}

/* ========================================
   Typography
   ======================================== */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-display);
    font-weight: 600;
    line-height: 1.2;
    color: var(--color-text);
    letter-spacing: -0.02em;
}

h1 { font-size: clamp(2.25rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.75rem, 4vw, 2.5rem); }
h3 { font-size: clamp(1.375rem, 3vw, 1.75rem); }
h4 { font-size: 1.25rem; }

p { margin-bottom: var(--spacing-md); }

a {
    color: var(--color-primary);
    text-decoration: none;
    transition: color var(--transition-fast);
}

a:hover { color: var(--color-primary-light); }

/* ========================================
   Layout
   ======================================== */
.container {
    width: 100%;
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 var(--spacing-lg);
}

.container--narrow {
    max-width: var(--container-narrow);
}

.section {
    padding: var(--spacing-4xl) 0;
}

.section--alt {
    background-color: var(--color-surface);
}

/* ========================================
   Header
   ======================================== */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: var(--color-bg-elevated);
    border-bottom: 1px solid var(--color-border);
    transition: all var(--transition-base);
}

.site-header.scrolled {
    box-shadow: var(--shadow-md);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: var(--header-height);
}

.site-logo {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    text-decoration: none;
}

.site-logo svg {
    width: 44px;
    height: 44px;
}

.site-logo-text {
    font-family: var(--font-display);
    font-size: 1.375rem;
    font-weight: 700;
    color: var(--color-text);
}

.site-logo-text span {
    color: var(--color-accent);
}

.site-logo-text .logo-tld {
    font-size: 0.7em;
    font-weight: 500;
    color: var(--color-text-muted);
    opacity: 0.6;
    margin-left: 1px;
    letter-spacing: -0.02em;
}

.main-nav {
    display: flex;
    align-items: center;
    gap: var(--spacing-xl);
}

.main-nav a {
    font-size: 0.9375rem;
    font-weight: 500;
    color: var(--color-text-secondary);
    padding: var(--spacing-sm) 0;
    position: relative;
}

.main-nav a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--color-accent);
    transition: width var(--transition-base);
}

.main-nav a:hover::after,
.main-nav a.active::after {
    width: 100%;
}

.main-nav a:hover {
    color: var(--color-text);
}

/* Header controls */
.header-controls {
    display: flex;
    align-items: center;
    gap: var(--spacing-md);
}

.lang-switcher {
    position: relative;
}

.lang-current {
    display: flex;
    align-items: center;
    gap: 4px;
    padding: var(--spacing-xs) var(--spacing-sm);
    border: none;
    background: var(--color-surface);
    font-size: 0.8125rem;
    font-weight: 600;
    color: var(--color-text);
    cursor: pointer;
    border-radius: var(--radius-full);
    transition: all var(--transition-fast);
}

.lang-current:hover {
    background: var(--color-border);
}

.lang-current svg {
    transition: transform var(--transition-fast);
}

.lang-switcher.open .lang-current svg {
    transform: rotate(180deg);
}

.lang-dropdown {
    position: absolute;
    top: calc(100% + 8px);
    right: 0;
    background: var(--color-bg-elevated);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-8px);
    transition: all var(--transition-fast);
    min-width: 140px;
    z-index: 100;
    overflow: hidden;
}

.lang-switcher.open .lang-dropdown {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.lang-dropdown a {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    width: 100%;
    padding: var(--spacing-sm) var(--spacing-md);
    border: none;
    background: transparent;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--color-text);
    cursor: pointer;
    text-align: left;
    text-decoration: none;
    transition: background var(--transition-fast);
}

.lang-dropdown a:hover {
    background: var(--color-surface);
    color: var(--color-text);
}

.lang-dropdown a span {
    font-weight: 400;
    color: var(--color-text-muted);
    font-size: 0.8125rem;
}

.theme-toggle {
    width: 40px;
    height: 40px;
    border: none;
    background: var(--color-surface);
    border-radius: var(--radius-full);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-text-secondary);
    transition: all var(--transition-fast);
}

.theme-toggle:hover {
    background: var(--color-border);
    color: var(--color-text);
}

.theme-toggle .icon-sun,
[data-theme="dark"] .theme-toggle .icon-moon {
    display: none;
}

[data-theme="dark"] .theme-toggle .icon-sun {
    display: block;
}

.nav-cta {
    background: var(--color-primary) !important;
    color: var(--color-text-inverse) !important;
    padding: var(--spacing-sm) var(--spacing-lg) !important;
    border-radius: var(--radius-md);
    font-weight: 600;
}

.nav-cta:hover {
    background: var(--color-primary-light) !important;
}

.nav-cta::after {
    display: none !important;
}

/* Mobile menu */
.menu-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: var(--spacing-sm);
}

.menu-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--color-text);
    margin: 5px 0;
    transition: var(--transition-base);
}

/* ========================================
   Page Header (inner pages)
   ======================================== */
.page-header {
    padding-top: calc(var(--header-height) + 3rem);
    padding-bottom: 2rem;
    background: var(--color-surface);
}

.page-header h1 {
    font-size: 2.5rem;
    color: var(--text-primary);
    margin-bottom: 0.5rem;
}

.page-subtitle {
    color: var(--text-secondary);
    font-size: 1.1rem;
}

/* Main content offset for pages without hero */
.main-content {
    padding-top: var(--header-height);
}

.main-content .page-header {
    padding-top: 3rem;
}

/* ========================================
   Hero Section
   ======================================== */
.hero {
    position: relative;
    min-height: 85vh;
    display: flex;
    align-items: center;
    margin-top: var(--header-height);
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url('assets/images/pattern.svg') repeat;
    opacity: 0.05;
}

.hero-content {
    position: relative;
    z-index: 1;
    max-width: 700px;
    color: var(--color-text-inverse);
}

.hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-sm);
    background: rgba(255,255,255,0.1);
    padding: var(--spacing-xs) var(--spacing-md);
    border-radius: var(--radius-full);
    font-size: 0.875rem;
    font-weight: 500;
    margin-bottom: var(--spacing-lg);
}

.hero-grid {
    position: relative;
    z-index: 5;
}

.hero-title {
    color: var(--color-text-inverse);
    margin-bottom: var(--spacing-lg);
}

.hero-title span {
    color: var(--color-accent);
}

.hero-description {
    font-size: 1.25rem;
    opacity: 0.9;
    margin-bottom: var(--spacing-2xl);
    line-height: 1.7;
}

.hero-cta {
    display: flex;
    gap: var(--spacing-md);
    flex-wrap: wrap;
}

/* ========================================
   Buttons
   ======================================== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-sm);
    padding: var(--spacing-md) var(--spacing-xl);
    border-radius: var(--radius-md);
    font-size: 0.9375rem;
    font-weight: 600;
    text-decoration: none;
    cursor: pointer;
    transition: all var(--transition-base);
    border: none;
}

.btn--primary {
    background: var(--color-accent);
    color: var(--color-primary-dark);
}

.btn--primary:hover {
    background: var(--color-accent-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn--secondary {
    background: rgba(255,255,255,0.15);
    color: var(--color-text-inverse);
    border: 1px solid rgba(255,255,255,0.3);
}

.btn--secondary:hover {
    background: rgba(255,255,255,0.25);
}

.btn--outline {
    background: transparent;
    color: var(--color-primary);
    border: 2px solid var(--color-primary);
}

.btn--outline:hover {
    background: var(--color-primary);
    color: var(--color-text-inverse);
}

.btn--large {
    padding: var(--spacing-lg) var(--spacing-2xl);
    font-size: 1rem;
}

/* ========================================
   Calculator Card
   ======================================== */
.calculator-card {
    background: var(--color-bg-elevated);
    border-radius: var(--radius-xl);
    padding: var(--spacing-2xl);
    box-shadow: var(--shadow-xl);
    max-width: 480px;
    position: relative;
    z-index: 10;
}

.calculator-card h3 {
    margin-bottom: var(--spacing-lg);
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
}

.calc-field {
    margin-bottom: var(--spacing-lg);
}

.calc-field label {
    display: block;
    font-size: 0.8125rem;
    font-weight: 600;
    color: var(--color-text-secondary);
    margin-bottom: var(--spacing-xs);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.calc-field input,
.calc-field select {
    width: 100%;
    padding: var(--spacing-md);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    font-size: 16px; /* Prevents iOS zoom on focus */
    color: var(--color-text);
    background: var(--color-bg);
    transition: border-color var(--transition-fast);
    position: relative;
    z-index: 1;
    touch-action: manipulation;
    -webkit-user-select: text;
    user-select: text;
}

.calc-field input:focus,
.calc-field select:focus {
    outline: none;
    border-color: var(--color-primary);
}

.calc-result {
    background: var(--color-surface);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
    text-align: center;
    margin-top: var(--spacing-lg);
}

.calc-result-label {
    font-size: 0.875rem;
    color: var(--color-text-muted);
    margin-bottom: var(--spacing-xs);
}

.calc-result-value {
    font-family: var(--font-display);
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--color-primary);
}

.calc-result-value span {
    font-size: 1rem;
    color: var(--color-text-muted);
}

/* ========================================
   Bank Cards
   ======================================== */
.banks-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
    gap: var(--spacing-xl);
}

.bank-card {
    background: var(--color-bg-elevated);
    border-radius: var(--radius-lg);
    padding: var(--spacing-xl);
    border: 1px solid var(--color-border);
    transition: all var(--transition-base);
}

.bank-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: var(--color-primary);
}

.bank-card-header {
    display: flex;
    align-items: center;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-lg);
    padding-bottom: var(--spacing-lg);
    border-bottom: 1px solid var(--color-border);
}

.bank-logo {
    width: 60px;
    height: 60px;
    border-radius: var(--radius-md);
    background: var(--color-surface);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--spacing-sm);
}

.bank-logo img {
    max-width: 100%;
    max-height: 100%;
    object-fit: contain;
}

.bank-name {
    font-size: 1.25rem;
    font-weight: 600;
    margin-bottom: var(--spacing-xs);
}

.bank-type {
    font-size: 0.8125rem;
    color: var(--color-text-muted);
}

.bank-rates {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-lg);
}

.rate-item {
    text-align: center;
    padding: var(--spacing-md);
    background: var(--color-surface);
    border-radius: var(--radius-md);
}

.rate-label {
    font-size: 0.75rem;
    color: var(--color-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: var(--spacing-xs);
}

.rate-value {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--color-primary);
}

.rate-value.highlight {
    color: var(--color-success);
}

.rate-timestamp {
    font-size: 0.65rem;
    color: var(--color-text-muted);
    margin-top: 4px;
    opacity: 0.7;
}

.bank-features {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-sm);
    margin-bottom: var(--spacing-lg);
}

.bank-feature {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-xs);
    font-size: 0.8125rem;
    color: var(--color-text-secondary);
    background: var(--color-surface);
    padding: var(--spacing-xs) var(--spacing-sm);
    border-radius: var(--radius-full);
}

.bank-feature svg {
    width: 14px;
    height: 14px;
    color: var(--color-success);
}

.bank-cta {
    display: flex;
    gap: var(--spacing-sm);
}

.bank-cta .btn {
    flex: 1;
    justify-content: center;
}

/* ========================================
   Section Headers
   ======================================== */
.section-header {
    text-align: center;
    margin-bottom: var(--spacing-3xl);
}

.section-header--left {
    text-align: left;
}

.section-eyebrow {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--color-accent);
    margin-bottom: var(--spacing-sm);
}

.section-title {
    margin-bottom: var(--spacing-md);
}

.section-description {
    font-size: 1.125rem;
    color: var(--color-text-secondary);
    max-width: 600px;
    margin: 0 auto;
}

/* ========================================
   Requirements Section
   ======================================== */
.requirements-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-xl);
}

.requirement-card {
    background: var(--color-bg-elevated);
    border-radius: var(--radius-lg);
    padding: var(--spacing-xl);
    border: 1px solid var(--color-border);
}

.requirement-icon {
    width: 56px;
    height: 56px;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    margin-bottom: var(--spacing-lg);
}

.requirement-card h4 {
    margin-bottom: var(--spacing-sm);
}

.requirement-card p {
    color: var(--color-text-secondary);
    font-size: 0.9375rem;
    margin-bottom: 0;
}

/* ========================================
   Contact Form
   ======================================== */
.contact-form {
    background: var(--color-bg-elevated);
    border-radius: var(--radius-xl);
    padding: var(--spacing-2xl);
    box-shadow: var(--shadow-lg);
}

.form-row {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-md);
}

.form-group {
    margin-bottom: var(--spacing-lg);
}

.form-group.full-width {
    grid-column: span 2;
}

.form-group label {
    display: block;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--color-text);
    margin-bottom: var(--spacing-xs);
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: var(--spacing-md);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    font-size: 1rem;
    color: var(--color-text);
    background: var(--color-bg);
    transition: border-color var(--transition-fast);
}

.form-group textarea {
    min-height: 120px;
    resize: vertical;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--color-primary);
}

/* ========================================
   News Cards
   ======================================== */
.news-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
    gap: var(--spacing-xl);
}

.news-card {
    background: var(--color-bg-elevated);
    border-radius: var(--radius-lg);
    overflow: hidden;
    border: 1px solid var(--color-border);
    transition: all var(--transition-base);
}

.news-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.news-card-image {
    aspect-ratio: 16/10;
    overflow: hidden;
    display: block;
    background: var(--color-surface);
}

.news-placeholder {
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.news-placeholder svg {
    width: 80px;
    height: 80px;
}

.news-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform var(--transition-slow);
}

.news-card:hover .news-card-image img {
    transform: scale(1.05);
}

.news-card-content {
    padding: var(--spacing-lg);
}

.news-card-meta {
    display: flex;
    align-items: center;
    gap: var(--spacing-md);
    font-size: 0.8125rem;
    color: var(--color-text-muted);
    margin-bottom: var(--spacing-sm);
}

.news-card-category {
    color: var(--color-accent);
    font-weight: 600;
}

.news-card-title {
    font-size: 1.25rem;
    margin-bottom: var(--spacing-sm);
}

.news-card-title a {
    color: var(--color-text);
}

.news-card-title a:hover {
    color: var(--color-primary);
}

.news-card-excerpt {
    color: var(--color-text-secondary);
    font-size: 0.9375rem;
    line-height: 1.6;
}

/* ========================================
   Footer
   ======================================== */
.site-footer {
    background: var(--color-primary-dark);
    color: rgba(255,255,255,0.8);
    padding: var(--spacing-4xl) 0 var(--spacing-2xl);
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr repeat(3, 1fr);
    gap: var(--spacing-3xl);
    margin-bottom: var(--spacing-3xl);
}

.footer-brand {
    max-width: 320px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    margin-bottom: var(--spacing-lg);
    text-decoration: none;
}

.footer-logo:hover {
    opacity: 0.9;
}

.footer-logo svg {
    width: 40px;
    height: 40px;
}

.footer-logo span {
    font-family: var(--font-display);
    font-size: 1.25rem;
    font-weight: 700;
    color: white;
}

.footer-logo .logo-tld {
    font-size: 0.7em;
    font-weight: 500;
    opacity: 0.5;
    margin-left: 1px;
}

.footer-description {
    font-size: 0.9375rem;
    line-height: 1.7;
    margin-bottom: var(--spacing-lg);
}

.footer-column h4 {
    font-family: var(--font-body);
    font-size: 0.8125rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: white;
    margin-bottom: var(--spacing-lg);
}

.footer-column ul {
    list-style: none;
}

.footer-column li {
    margin-bottom: var(--spacing-sm);
}

.footer-column a {
    color: rgba(255,255,255,0.7);
    font-size: 0.9375rem;
}

.footer-column a:hover {
    color: white;
}

.footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: var(--spacing-2xl);
    border-top: 1px solid rgba(255,255,255,0.1);
    font-size: 0.875rem;
}

/* ========================================
   Utilities
   ======================================== */
.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.mt-0 { margin-top: 0; }
.mt-2 { margin-top: var(--spacing-md); }
.mt-4 { margin-top: var(--spacing-xl); }
.mb-0 { margin-bottom: 0; }
.mb-2 { margin-bottom: var(--spacing-md); }
.mb-4 { margin-bottom: var(--spacing-xl); }

/* Refresh button */
.refresh-btn {
    position: fixed;
    bottom: var(--spacing-xl);
    right: var(--spacing-xl);
    width: 48px;
    height: 48px;
    background: var(--color-primary);
    color: white;
    border: none;
    border-radius: var(--radius-full);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-lg);
    transition: all var(--transition-base);
    z-index: 100;
}

.refresh-btn:hover {
    background: var(--color-primary-light);
    transform: scale(1.1);
}

.refresh-btn.spinning svg {
    animation: spin 1s linear infinite;
}

@keyframes spin {
    from { transform: rotate(0deg); }
    to { transform: rotate(360deg); }
}

/* ========================================
   Decorative Elements
   ======================================== */
.hero-decorations {
    position: absolute;
    inset: 0;
    overflow: hidden;
    pointer-events: none;
    z-index: 0;
}

.hero-circle {
    position: absolute;
    border-radius: 50%;
    opacity: 0.1;
}

.hero-circle--1 {
    width: 400px;
    height: 400px;
    background: var(--color-accent);
    top: -100px;
    right: -100px;
}

.hero-circle--2 {
    width: 200px;
    height: 200px;
    background: white;
    bottom: 10%;
    left: 5%;
}

.hero-circle--3 {
    width: 80px;
    height: 80px;
    background: var(--color-accent);
    top: 40%;
    left: 30%;
}

.hero-wave {
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    height: 80px;
}

.section-decoration {
    position: relative;
}

.section-decoration::before {
    content: '';
    position: absolute;
    top: -40px;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 4px;
    background: linear-gradient(90deg, var(--color-accent), var(--color-primary));
    border-radius: var(--radius-full);
}

/* Floating icons */
.floating-icon {
    position: absolute;
    opacity: 0.15;
    animation: float 6s ease-in-out infinite;
}

.floating-icon--1 { top: 20%; right: 10%; animation-delay: 0s; }
.floating-icon--2 { bottom: 30%; left: 8%; animation-delay: 1s; }
.floating-icon--3 { top: 60%; right: 20%; animation-delay: 2s; }

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-20px); }
}

/* Stats bar */
.hero-stats {
    display: flex;
    gap: var(--spacing-xl);
    margin-top: var(--spacing-2xl);
    padding-top: var(--spacing-xl);
    border-top: 1px solid rgba(255,255,255,0.2);
}

.hero-stat {
    text-align: center;
}

.hero-stat-value {
    font-family: var(--font-display);
    font-size: 2rem;
    font-weight: 700;
    color: var(--color-accent);
}

.hero-stat-label {
    font-size: 0.8125rem;
    opacity: 0.8;
}

/* Trust badges */
.trust-badges {
    display: flex;
    align-items: center;
    gap: var(--spacing-lg);
    margin-top: var(--spacing-2xl);
    flex-wrap: wrap;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    font-size: 0.875rem;
    opacity: 0.9;
}

.trust-badge svg {
    color: var(--color-accent);
}

/* ========================================
   Responsive - Tablet
   ======================================== */
@media (max-width: 1024px) {
    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .hero-content {
        max-width: 100%;
    }
    
    .calculator-card {
        max-width: 100%;
        margin-top: var(--spacing-3xl);
    }
    
    .hero-grid {
        grid-template-columns: 1fr !important;
        gap: var(--spacing-2xl) !important;
        position: relative;
        z-index: 5;
    }
    
    .contact-grid {
        grid-template-columns: 1fr !important;
        gap: var(--spacing-2xl) !important;
    }
}

/* ========================================
   Responsive - Mobile
   ======================================== */
@media (max-width: 768px) {
    :root {
        --header-height: 64px;
    }
    
    .container {
        padding: 0 var(--spacing-md);
    }
    
    .section {
        padding: var(--spacing-2xl) 0;
    }
    
    /* Header Mobile */
    .header-inner {
        height: var(--header-height);
    }
    
    .site-logo-text {
        font-size: 1.125rem;
    }
    
    .site-logo svg {
        width: 36px;
        height: 36px;
    }
    
    .main-nav {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: var(--color-bg-elevated);
        flex-direction: column;
        padding: var(--spacing-lg);
        border-top: 1px solid var(--color-border);
        box-shadow: var(--shadow-lg);
    }
    
    .main-nav.active {
        display: flex;
    }
    
    .main-nav a {
        padding: var(--spacing-md) 0;
        border-bottom: 1px solid var(--color-border-light);
    }
    
    .nav-cta {
        margin-top: var(--spacing-md);
        text-align: center;
    }
    
    .menu-toggle {
        display: block;
    }
    
    .header-controls {
        gap: var(--spacing-sm);
    }
    
    .lang-current {
        padding: var(--spacing-xs) var(--spacing-sm);
        font-size: 0.75rem;
    }
    
    .lang-dropdown {
        min-width: 120px;
    }
    
    .lang-dropdown a {
        font-size: 0.8125rem;
        padding: var(--spacing-sm);
    }
    
    .theme-toggle {
        width: 36px;
        height: 36px;
    }
    
    /* Page Header Mobile */
    .page-header {
        padding-top: calc(var(--header-height) + 2rem);
        padding-bottom: 1.5rem;
    }
    
    .page-header h1 {
        font-size: 1.75rem;
    }
    
    /* Hero Mobile */
    .hero {
        min-height: auto;
        padding: var(--spacing-2xl) 0 var(--spacing-xl);
        margin-top: var(--header-height);
    }
    
    .hero-grid {
        grid-template-columns: 1fr !important;
        gap: var(--spacing-xl) !important;
        position: relative;
        z-index: 5;
    }
    
    .hero-content {
        text-align: center;
        padding: 0;
    }
    
    .hero-eyebrow {
        font-size: 0.75rem;
        padding: var(--spacing-xs) var(--spacing-sm);
    }
    
    .hero-title {
        font-size: clamp(1.75rem, 7vw, 2.5rem);
        line-height: 1.15;
    }
    
    .hero-description {
        font-size: 1rem;
        margin-bottom: var(--spacing-lg);
    }
    
    .hero-cta {
        flex-direction: column;
        gap: var(--spacing-sm);
    }
    
    .hero-cta .btn {
        width: 100%;
        justify-content: center;
    }
    
    .hero-stats {
        flex-wrap: wrap;
        gap: var(--spacing-md);
        justify-content: center;
        padding-top: var(--spacing-lg);
        margin-top: var(--spacing-lg);
    }
    
    .hero-stat {
        flex: 0 0 calc(50% - var(--spacing-sm));
    }
    
    .hero-stat-value {
        font-size: 1.5rem;
    }
    
    .hero-stat-label {
        font-size: 0.75rem;
    }
    
    .trust-badges {
        justify-content: center;
        margin-top: var(--spacing-lg);
    }
    
    .trust-badge {
        font-size: 0.75rem;
    }
    
    /* Calculator Mobile */
    .calculator-card {
        padding: var(--spacing-lg);
        margin: 0;
        border-radius: var(--radius-lg);
    }
    
    .calculator-card h3 {
        font-size: 1.125rem;
        justify-content: center;
    }
    
    .calc-field {
        margin-bottom: var(--spacing-md);
    }
    
    .calc-field label {
        font-size: 0.75rem;
    }
    
    .calc-field input,
    .calc-field select {
        padding: 0.875rem;
        font-size: 1rem;
    }
    
    .calc-result {
        padding: var(--spacing-md);
    }
    
    .calc-result-value {
        font-size: 2rem;
    }
    
    /* Sections Mobile */
    .section-header {
        margin-bottom: var(--spacing-xl);
    }
    
    .section-title {
        font-size: clamp(1.5rem, 6vw, 2rem);
    }
    
    .section-description {
        font-size: 1rem;
    }
    
    .section-decoration::before {
        top: -24px;
        width: 40px;
        height: 3px;
    }
    
    /* Banks Mobile */
    .banks-grid {
        grid-template-columns: 1fr;
        gap: var(--spacing-md);
    }
    
    .bank-card {
        padding: var(--spacing-lg);
    }
    
    .bank-card-header {
        padding-bottom: var(--spacing-md);
        margin-bottom: var(--spacing-md);
    }
    
    .bank-logo {
        width: 48px;
        height: 48px;
    }
    
    .bank-name {
        font-size: 1.125rem;
    }
    
    .bank-rates {
        gap: var(--spacing-sm);
    }
    
    .rate-item {
        padding: var(--spacing-sm);
    }
    
    .rate-value {
        font-size: 1.25rem;
    }
    
    .bank-features {
        margin-bottom: var(--spacing-md);
    }
    
    .bank-cta .btn {
        padding: var(--spacing-sm) var(--spacing-md);
        font-size: 0.875rem;
    }
    
    /* Requirements Mobile */
    .requirements-grid {
        grid-template-columns: 1fr;
        gap: var(--spacing-md);
    }
    
    .requirement-card {
        padding: var(--spacing-lg);
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        gap: var(--spacing-md);
    }
    
    .requirement-icon {
        width: 48px;
        height: 48px;
        min-width: 48px;
        margin-bottom: 0;
    }
    
    .requirement-icon svg {
        width: 22px;
        height: 22px;
    }
    
    .requirement-card h4 {
        font-size: 1rem;
        margin-bottom: var(--spacing-xs);
    }
    
    .requirement-card p {
        font-size: 0.875rem;
    }
    
    /* Contact Mobile */
    .contact-grid {
        grid-template-columns: 1fr !important;
        gap: var(--spacing-xl) !important;
    }
    
    .contact-info-item {
        gap: var(--spacing-sm) !important;
        margin-bottom: var(--spacing-md) !important;
    }
    
    .contact-info-icon {
        width: 40px !important;
        height: 40px !important;
        min-width: 40px !important;
    }
    
    .contact-form {
        padding: var(--spacing-lg);
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .form-group.full-width {
        grid-column: auto;
    }
    
    .form-group label {
        font-size: 0.8125rem;
    }
    
    /* News Mobile */
    .news-grid {
        grid-template-columns: 1fr;
        gap: var(--spacing-md);
    }
    
    .news-card-content {
        padding: var(--spacing-md);
    }
    
    .news-card-title {
        font-size: 1.125rem;
    }
    
    /* Footer Mobile */
    .site-footer {
        padding: var(--spacing-2xl) 0 var(--spacing-lg);
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
        gap: var(--spacing-xl);
    }
    
    .footer-brand {
        max-width: 100%;
        text-align: center;
    }
    
    .footer-logo {
        justify-content: center;
    }
    
    .footer-column {
        text-align: center;
    }
    
    .footer-column h4 {
        margin-bottom: var(--spacing-md);
    }
    
    .footer-bottom {
        flex-direction: column;
        gap: var(--spacing-md);
        text-align: center;
        padding-top: var(--spacing-lg);
    }
    
    /* Utilities Mobile */
    .btn--large {
        padding: var(--spacing-md) var(--spacing-lg);
        font-size: 0.9375rem;
    }
    
    .refresh-btn {
        width: 44px;
        height: 44px;
        bottom: var(--spacing-md);
        right: var(--spacing-md);
    }
    
    /* Hide decorations on small screens */
    .hero-circle--3,
    .floating-icon {
        display: none;
    }
    
    .hero-circle--1 {
        width: 200px;
        height: 200px;
        top: -50px;
        right: -50px;
    }
    
    .hero-circle--2 {
        width: 100px;
        height: 100px;
        bottom: 5%;
        left: -20px;
    }
}

/* ========================================
   Responsive - Small Mobile
   ======================================== */
@media (max-width: 375px) {
    .container {
        padding: 0 var(--spacing-sm);
    }
    
    .hero-title {
        font-size: 1.5rem;
    }
    
    .hero-stat {
        flex: 0 0 100%;
    }
    
    .calc-result-value {
        font-size: 1.75rem;
    }
    
    .bank-rates {
        grid-template-columns: 1fr;
    }
    
    .requirement-card {
        flex-direction: column;
        text-align: center;
    }
    
    .requirement-icon {
        margin: 0 auto;
    }
}